26 Years of Age

BCBSNM Connect Team — Tue, 02 Apr 2024 21:12:01 GMT

Current Revision posted to Ask BCBSNM by BCBSNM Connect Team on 4/2/2024 9:12:01 PM

Q. What health insurance for young adults can I have until the age of 26?
A. If your parent’s health insurance covers young adults, then you can be added to, or stay on, their plan until you turn 26.

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan until you turn 26 years of age even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your own employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will provide you with benefits that cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance misuse
Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management

Your parent's premium will also cover many preventive services, such as screenings for high blood sugar or cancer. Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam, if you visit a doctor in your health plan’s network.

Q. What happens when I turn 26 years old?
A. Once you turn 26, your coverage on your parent's health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How do I get coverage once I turn 26 years old?
A. If your birthday falls outside the open enrollment period, you qualify for a Special Enrollment Period. That means you may be able to get coverage through your job. Or visit bcbsnm.com to learn about Family and Individual health plans, or BeWellNM.com.

Q. How soon do I need to apply before I turn 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

Q. What happens if I don’t enroll during my Special Enrollment Period after I turn 26 years old?
A. If you don’t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.

Q. Why should I shop through BCBSNM or BeWellNM?
A. By using our site or the marketplace, you’ll be able to learn about health plans, compare plan benefits and prices, and buy health insurance that’s right for you. By doing a little research before buying, you can find plans with lower monthly premiums and out-of-pocket costs.

If you’re at that “magic age”, DO something and get covered!

Originally published 8/27/2015; Revised 2018, 2020, 2024

Tags: Special Enrollment, Affordable Care Act, Buy Health Insurance, Open Enrollment

26 Years of Age

BCBSNM Connect Team — Thu, 28 Mar 2024 18:30:48 GMT

Revision 10 posted to Ask BCBSNM by BCBSNM Connect Team on 3/28/2024 6:30:48 PM

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your own employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will provide you with benefits that cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance misuse
Preventive/wellness services (like yearly check-ups and vaccinations) and chronic disease management

Your parent's premium will also cover many preventive services, such as screenings for high blood sugar or cancer. Even better, you may not have a copay, coinsurance or deductible for an annual wellness exam or , if you visit a doctor in your health plan’s network.

Q. What happens when I turn 26 years old?
A. Once you turn 26, your coverage on your parent's health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How soon do I need to apply before I turn 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

If you’re at that “magic age”, DO something and get covered!

Originally published 8/27/2015; Revised 2018, 2020, 2024

Tags: Special Enrollment, Affordable Care Act, Buy Health Insurance, Open Enrollment

26 Years of Age

BCBSNM Connect Team — Mon, 10 Feb 2020 19:37:00 GMT

Revision 9 posted to Ask BCBSNM by BCBSNM Connect Team on 2/10/2020 7:37:00 PM

Q. What health insurance for young adults can I have until the age of 26?
A. If your parent’s health insurance covers young adults, then you can be added to or kept on their health insurance until you turn 26.

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Also, most preventive care will be fully paid by your parent’s premium – like certain screenings to check for health problems such as high blood sugar or cancer. And, you won’t have a copay, coinsurance or deductibles for an annual wellness exam or immunizations.

Q. What happens when I turn 26 years old?
A. Once you turn 26, your coverage on your parent's health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How do I get coverage now that I’m turning 26 years old?
A. This is the time to explore your options! If your birthday is outside the open enrollment period, you qualify for a Special Enrollment Period. This means you may be able to get coverage through your job or buy an individual plan through our health insurance or the Health Insurance Marketplace .

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

Q. What happens if I don’t enroll during my Special Enrollment Period after turning 26 years old?
A. If you don’t enroll in health coverage within the 60 days following your birthday, you may not be able to get coverage until the next Open Enrollment period.

Q. Why should I shop through BCBSNM or the Health Insurance Marketplace?
A. By using our site or the Health Insurance Marketplace , you’ll be able to shop for, compare and buy health insurance. You might get lower costs on your monthly premiums and lower out- of-pocket costs just by doing a little research before buying.

If you’re at that “magic age”, DO something and get covered!

Tags: Special Enrollment, Affordable Care Act, Buy Health Insurance, Open Enrollment

26 Years of Age

LaurenD — Fri, 19 Oct 2018 14:37:38 GMT

Revision 8 posted to Ask BCBSNM by LaurenD on 10/19/2018 2:37:38 PM

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Q. What happens when I turn 26 years old?
A. Once you turn 26, your coverage on your parent's health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

If you’re at that “magic age”, DO something and get covered!

Tags: Special Enrollment, Family, Affordable Care Act, Buy health insurance, Open enrollment

26 Years of Age

BCBSNM Connect Team — Tue, 16 Oct 2018 20:17:34 GMT

Revision 7 posted to Ask BCBSNM by BCBSNM Connect Team on 10/16/2018 8:17:34 PM

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Q. What happens when I turn 26 years old?
A. s health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

If you’re at that “magic age”, DO something and get covered!

Tags: Special Enrollment, Family, Affordable Care Act, Buy health insurance, Open enrollment

26 Years of Age

BCBSNM Connect Team — Tue, 18 Sep 2018 20:43:58 GMT

Revision 6 posted to Ask BCBSNM by BCBSNM Connect Team on 9/18/2018 8:43:58 PM

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Q. What happens when I turn 26 years old?
A. s health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

If you’re at that “magic age”, DO something and get covered!

Tags: Special Enrollment

26 Years of Age

LaurenD — Thu, 12 Jul 2018 02:28:35 GMT

Revision 5 posted to Ask BCBSNM by LaurenD on 7/12/2018 2:28:35 AM

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Q. What happens when I turn 26 years old?
A. s health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

If you’re at that “magic age”, DO something and get covered!

26 Years of Age

LaurenD — Thu, 12 Jul 2018 02:26:42 GMT

Revision 4 posted to Ask BCBSNM by LaurenD on 7/12/2018 2:26:42 AM

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Q. What happens when I turn 26 years old?
A. s health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How do I get coverage now that I’m turning 26 years old?
A. This is the time to explore your options! If your birthday is outside the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance or the Health Insurance Marketplace .

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

If you’re at that “magic age”, DO something and get covered!

26 Years of Age

Kerchanin — Thu, 27 Aug 2015 20:30:38 GMT

Revision 3 posted to Ask BCBSNM by Kerchanin on 8/27/2015 8:30:38 PM

Q. What if I’m married or don’t live with my parents? Can I still get health insurance?
A. You can join or stay on a parent’s health insurance plan even if you:

Are married
Don’t live with your parents
Are going to school
Don’t count on your parents for money
Can sign up for your employer’s plan

Q. What is covered on my parent’s health insurance plan?
A. Your parent’s health insurance plan will give you the benefits that are meant to cover basic health concerns. They are:

Emergency care
Prescription drugs
Hospital stays
Rehabilitative care and devices
Maternity and newborn care
Lab services
Behavioral health/substance abuse
Preventive/wellness services (like yearly check-ups and vaccinations) & chronic disease management

Q. What happens when I turn 26 years old?
A. s health insurance plan will end. You would need to enroll in health coverage on your own.

Q. How do I get coverage now that I’m turning 26 years old?
A. This is the time to explore your options! If your birthday is outside the open enrollment period, you qualify for a Special Enrollment Period . This means you may be able to get coverage through your job or buy an individual plan through our health insurance or the Health Insurance Marketplace .

Q. How soon do I need to apply before I’m turning 26 years old?
A. You can enroll up to 60 days before your 26th birthday. Your Special Enrollment Period ends 60 days after your birthday.

Q. What happens if I don’t enroll in health coverage after my 26th birthday?
A. If you aren’t insured, you may have to pay the penalty fee on your tax return when you file in 2015. However, if you don’t have coverage for less than 3 months of the calendar year, you don’t have to pay the fee.

If you’re at that “magic age”, DO something and get covered!