<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsnm.com/cfs-file/__key/system/syndication/atom.xsl" media="screen"?><feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en-US"><title type="html">Blogs</title><subtitle type="html">Get your New Mexico health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</subtitle><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/atom</id><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog" /><link rel="self" type="application/atom+xml" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/atom" /><generator uri="http://telligent.com" version="12.1.6.28905">Telligent Community (Build: 12.1.6.28905)</generator><updated>2026-02-09T14:42:00Z</updated><entry><title>You and Your Doctor:  Working Together to Keep You Healthy</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor</id><published>2026-04-10T19:26:00Z</published><updated>2026-04-10T19:26:00Z</updated><content type="html">When you need medical care, do you have a doctor you can call?&amp;nbsp;If not, find a doctor you can call your own. Don&amp;rsquo;t wait&amp;nbsp;until you&amp;rsquo;re sick to become a patient.
If you have an HMO*, you&amp;rsquo;ll need to find a primary care provider...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/work-together-with-doctor"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1021&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Doctor Patient Relationship" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship" /><category term="Primary Care Provider" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Primary%2bCare%2bProvider" /><category term="Find a Doctor" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor" /></entry><entry><title>Breast Pumps Can Help Make Breastfeeding Easier</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/breast-pumps" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/breast-pumps</id><published>2026-04-09T18:21:00Z</published><updated>2026-04-09T18:21:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/los-extractores-de-leche" href="/espanol/b/tucobertura/posts/los-extractores-de-leche"&gt;&lt;/a&gt;Nourishing your newborn baby is an important part of your role as a parent. Breastfeeding is a popular option for many parents &amp;mdash; and for good reasons. Breast milk provides ideal nutrition that supports a baby&amp;rsquo;s growth and development. &lt;a title="The Center for Disease Control and Prevention" href="https://www.cdc.gov/breastfeeding/features/breastfeeding-benefits.html" rel="noopener noreferrer" target="_blank"&gt;The...&lt;/a&gt;(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/breast-pumps"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1430&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Women’s Health" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Women_1920_s%2bHealth" /><category term="Infant Care" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Infant%2bCare" /><category term="Pregnancy" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Pregnancy" /></entry><entry><title>Unlock Savings on Health Care</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/how-to-save-money" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/how-to-save-money</id><published>2026-04-02T19:19:00Z</published><updated>2026-04-02T19:19:00Z</updated><content type="html">No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs.
There are a few ways...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/how-to-save-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1397&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Prescriptions" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions" /><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Member Rewards" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Member%2bRewards" /><category term="Save Money" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney" /><category term="Provider Finder" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="Health Care Costs" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /><category term="Blue365" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue365" /></entry><entry><title>Need an Explanation of Your Explanation of Benefits?</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits</id><published>2026-04-02T12:37:00Z</published><updated>2026-04-02T12:37:00Z</updated><content type="html">&lt;a href="/espanol/b/tucobertura/posts/una-explicacion-de-tus-beneficios-eob"&gt;&lt;/a&gt;
You&amp;rsquo;ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple&amp;nbsp;&amp;mdash;&amp;nbsp;you&amp;#39;ll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=289&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="How Health Insurance Works" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks" /><category term="Understanding Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Blue Access for Members" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Member Claims" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Member%2bClaims" /><category term="Insurance Basics" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Explanation of Benefits" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits" /><category term="Health Care Costs" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>8 Things You Should Know About Deductibles</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/8-things-deductibles" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/8-things-deductibles</id><published>2026-04-02T09:32:00Z</published><updated>2026-04-02T09:32:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles" href="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles"&gt;&lt;/a&gt;
Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need.
Take deductibles, for example. They&amp;rsquo;re important to your pocketbook, but do you know how they work? To get you started, here ...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/8-things-deductibles"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1108&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Deductible" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Deductible" /><category term="Insurance Basics" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Health Care Costs" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>What Is a Health Insurance Claim?</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim</id><published>2026-03-23T10:47:00Z</published><updated>2026-03-23T10:47:00Z</updated><content type="html">We&amp;rsquo;ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor&amp;rsquo;s office or through an online portal. Your doctor&amp;rsquo;s office needs these details so they can file a claim.
A claim is a bill your d...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=811&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Medical Claims" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims" /><category term="Blue Access for Members" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Insurance Basics" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /><category term="Explanation of Benefits" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits" /></entry><entry><title>Manage Your Stress with Our Self-Management Programs</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress</id><published>2026-03-19T15:04:00Z</published><updated>2026-03-19T15:04:00Z</updated><content type="html">Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough &amp;ldquo;me-time?&amp;rdquo; Problems with a loved one or friend.
Sometimes, stress can be overwhelming. When it is, your body of...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=917&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Stress" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Stress" /><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Using Health Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance" /><category term="Well onTarget" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Well%2bonTarget" /></entry><entry><title>Beware of Health Insurance Phone Scams</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</id><published>2026-03-19T06:17:00Z</published><updated>2026-03-19T06:17:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/cuidate-de-las-estafas-por-medio-de-llamadas-telefonicas"&gt;&lt;/a&gt;Some Blue Cross and Blue Shield of New Mexico members have been targeted by phone scammers. There are two types of scam calls that members should be aware of.
The first type of scam call is known as &amp;quot;spoofing.&amp;quot;
Spoofing happens when someone fakes the...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=897&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Phone scams" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Phone%2bscams" /><category term="Fraud" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Fraud" /><category term="Health Insurance Scams" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bScams" /><category term="Insurance Basics" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /></entry><entry><title>How to Use Your Digital Member ID Card</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/digital-member-id-card" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/digital-member-id-card</id><published>2026-03-03T11:52:00Z</published><updated>2026-03-03T11:52:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/tarjeta-de-asegurado-digital"&gt;&lt;/a&gt;
Your phone does a lot more than text and make calls these days. It&amp;rsquo;s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance bene...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/digital-member-id-card"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1188&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Blue Access for Members" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Health Insurance Tools" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bTools" /><category term="ID card" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/ID%2bcard" /><category term="BCBS App" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/BCBS%2bApp" /></entry><entry><title>The Help You Need to Navigate Your Health Plan</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/help-center" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/help-center</id><published>2026-02-27T19:09:00Z</published><updated>2026-02-27T19:09:00Z</updated><content type="html">&lt;a title="/espanol/b/tucobertura/posts/centro-de-ayuda" href="/espanol/b/tucobertura/posts/centro-de-ayuda"&gt;&lt;/a&gt;Insurance can be confusing. We&amp;rsquo;re here to help. Our &lt;a title="Help Center" href="https://www.bcbsnm.com/help-center"&gt;Help Center&lt;/a&gt; can help you find the answers you need to use your benefits and get answers to key questions.
Get Help in One Handy Place
Bookmark the &lt;a title="Help Center" href="https://www.bcbsnm.com/help-center"&gt;Help Center&lt;/a&gt;&amp;nbsp;and visit often for quick, e...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/help-center"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1484&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Network Providers" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders" /><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Understanding Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Insurance Basics" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics" /></entry><entry><title>Learn About Prescription Costs</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/drug-costs" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/drug-costs</id><published>2026-02-27T08:43:00Z</published><updated>2026-02-27T08:43:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/precio-recetas-medicas"&gt;&lt;/a&gt;There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled?
And these are just a few. We have so...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/drug-costs"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=992&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Prescriptions" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions" /><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Generic" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Generic" /><category term="Drug List" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList" /><category term="Save Money" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney" /></entry><entry><title>What Is a Premium Tax Credit for Health Insurance?</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance</id><published>2026-02-25T13:29:00Z</published><updated>2026-02-25T13:29:00Z</updated><content type="html">A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit.
Who Is Eligible?
Premium tax credits are for individuals and fam...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=268&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Understanding Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="Premium Tax Credit" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Premium%2bTax%2bCredit" /><category term="Health Care Costs" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /></entry><entry><title>Everything You Need to Know About Health Savings and Flexible Spending Accounts</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts</id><published>2026-02-11T12:24:00Z</published><updated>2026-02-11T12:24:00Z</updated><content type="html">Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money.
Health savings accounts (HSAs) and flexible spending accounts (...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=484&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Flexible Spending Account" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Flexible%2bSpending%2bAccount" /><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Understanding Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance" /><category term="health savings account" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/health%2bsavings%2baccount" /><category term="Health Care Costs" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /><category term="consumer driven health plans" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/consumer%2bdriven%2bhealth%2bplans" /><category term="PPO" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/PPO" /><category term="HMO" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/HMO" /></entry><entry><title>What Is an HMO?</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo</id><published>2026-02-09T21:28:00Z</published><updated>2026-02-09T21:28:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo"&gt;&lt;/a&gt;An HMO &amp;mdash; or health maintenance organization &amp;mdash;&amp;nbsp;can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use.
An HMO health plan offers...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1324&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Using Health Insurance" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance" /><category term="Blue Access for Members" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers" /><category term="Provider Finder" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="HMO" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/HMO" /></entry><entry><title>How to Find In-Network Providers</title><link rel="alternate" type="text/html" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/save-time-money" /><id>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/save-time-money</id><published>2026-02-09T20:42:00Z</published><updated>2026-02-09T20:42:00Z</updated><content type="html">&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="/espanol/b/tucobertura/posts/ahorra-tiempo-y-dinero"&gt;&lt;/a&gt;There&amp;rsquo;s a lot to think about when deciding where to get health care &amp;ndash; cost, networks, location and more.
Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your&amp;nbsp;&lt;a title="online member account" href="https://mybam.bcbsnm.com/?utm_source=connect&amp;amp;utm_medium=internal&amp;amp;utm_campaign=connect_bam"&gt;online m...&lt;/a&gt;(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/save-time-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1018&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>BCBSNM Connect Team</name><uri>https://connect.bcbsnm.com/members/bcbsnmconnect</uri></author><category term="Network Providers" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders" /><category term="Benefits and Coverage" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage" /><category term="Provider Finder" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder" /><category term="Health Care Costs" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts" /><category term="Participating Providers" scheme="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Participating%2bProviders" /></entry></feed>