<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsnm.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Blogs</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog</link><description>Get your New Mexico health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><lastBuildDate>Thu, 02 Apr 2026 19:19:00 GMT</lastBuildDate><atom:link rel="self" type="application/rss+xml" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog" /><item><title>Unlock Savings on Health Care</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/how-to-save-money</link><pubDate>Thu, 02 Apr 2026 19:19:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a8f42177-7ae7-4a26-8490-950a490f6cd0</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1397</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/how-to-save-money#comments</comments><description>No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs.
There are a few ways...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/how-to-save-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1397&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Member%2bRewards">Member Rewards</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue365">Blue365</category></item><item><title>Need an Explanation of Your Explanation of Benefits?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits</link><pubDate>Thu, 02 Apr 2026 12:37:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:da4c836e-b25f-4abb-8789-c23a34ad317a</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=289</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits#comments</comments><description>&lt;a href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/una-explicacion-de-tus-beneficios-eob"&gt;&lt;/a&gt;
You&amp;rsquo;ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple&amp;nbsp;&amp;mdash;&amp;nbsp;you&amp;#39;ll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/an-explanation-of-your-explanation-of-benefits"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=289&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Member%2bClaims">Member Claims</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>8 Things You Should Know About Deductibles</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/8-things-deductibles</link><pubDate>Thu, 02 Apr 2026 09:32:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:311df580-6960-44e6-b4c1-946ede181e85</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1108</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/8-things-deductibles#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/ocho-aspectos-deducibles"&gt;&lt;/a&gt;
Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need.
Take deductibles, for example. They&amp;rsquo;re important to your pocketbook, but do you know how they work? To get you started, here ...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/8-things-deductibles"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1108&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Deductible">Deductible</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>What Is a Health Insurance Claim?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim</link><pubDate>Mon, 23 Mar 2026 10:47:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:1b44bea3-c950-4e50-8656-864b797f6507</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=811</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim#comments</comments><description>We&amp;rsquo;ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor&amp;rsquo;s office or through an online portal. Your doctor&amp;rsquo;s office needs these details so they can file a claim.
A claim is a bill your d...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-a-health-insurance-claim"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=811&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims">Medical Claims</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category></item><item><title>Manage Your Stress with Our Self-Management Programs</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress</link><pubDate>Thu, 19 Mar 2026 15:04:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:72f126d3-9d8e-4c2f-a070-1069d60f4d85</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=917</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress#comments</comments><description>Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough &amp;ldquo;me-time?&amp;rdquo; Problems with a loved one or friend.
Sometimes, stress can be overwhelming. When it is, your body of...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/self-management-programs-managing-your-stress"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=917&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Stress">Stress</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Well%2bonTarget">Well onTarget</category></item><item><title>Beware of Health Insurance Phone Scams</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</link><pubDate>Thu, 19 Mar 2026 06:17:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:473ce6a7-d3bd-4fb2-95f0-4952ab284884</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=897</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/cuidate-de-las-estafas-por-medio-de-llamadas-telefonicas"&gt;&lt;/a&gt;Some Blue Cross and Blue Shield of New Mexico members have been targeted by phone scammers. There are two types of scam calls that members should be aware of.
The first type of scam call is known as &amp;quot;spoofing.&amp;quot;
Spoofing happens when someone fakes the...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/beware-of-health-insurance-sales-phone-scam"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=897&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Phone%2bscams">Phone scams</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Fraud">Fraud</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bScams">Health Insurance Scams</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>How to Use Your Digital Member ID Card</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/digital-member-id-card</link><pubDate>Tue, 03 Mar 2026 11:52:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:f9cbe062-2245-4b7b-be11-3a50fafba3e1</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1188</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/digital-member-id-card#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/tarjeta-de-asegurado-digital"&gt;&lt;/a&gt;
Your phone does a lot more than text and make calls these days. It&amp;rsquo;s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance bene...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/digital-member-id-card"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1188&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bInsurance%2bTools">Health Insurance Tools</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/ID%2bcard">ID card</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/BCBS%2bApp">BCBS App</category></item><item><title>The Help You Need to Navigate Your Health Plan</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/help-center</link><pubDate>Fri, 27 Feb 2026 19:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:9cd938e6-ee3a-40ed-af67-67e401760074</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1484</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/help-center#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/centro-de-ayuda" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/centro-de-ayuda"&gt;&lt;/a&gt;Insurance can be confusing. We&amp;rsquo;re here to help. Our &lt;a title="Help Center" href="https://www.bcbsnm.com/help-center"&gt;Help Center&lt;/a&gt; can help you find the answers you need to use your benefits and get answers to key questions.
Get Help in One Handy Place
Bookmark the &lt;a title="Help Center" href="https://www.bcbsnm.com/help-center"&gt;Help Center&lt;/a&gt;&amp;nbsp;and visit often for quick, e...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/help-center"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1484&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders">Network Providers</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category></item><item><title>Learn About Prescription Costs</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/drug-costs</link><pubDate>Fri, 27 Feb 2026 08:43:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:ab66664a-44be-4344-b88b-2134c5942ef0</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=992</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/drug-costs#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/precio-recetas-medicas"&gt;&lt;/a&gt;There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled?
And these are just a few. We have so...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/drug-costs"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=992&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Generic">Generic</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList">Drug List</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category></item><item><title>What Is a Premium Tax Credit for Health Insurance?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance</link><pubDate>Wed, 25 Feb 2026 13:29:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:dcb90db2-ad3e-4d43-97ec-97e6ea1fc096</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=268</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance#comments</comments><description>A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit.
Who Is Eligible?
Premium tax credits are for individuals and fam...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-the-premium-tax-credit-for-health-insurance"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=268&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Premium%2bTax%2bCredit">Premium Tax Credit</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>Everything You Need to Know About Health Savings and Flexible Spending Accounts</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts</link><pubDate>Wed, 11 Feb 2026 12:24:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6be1e65b-bbff-43c2-9bf5-ba8aa55bc9f2</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=484</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts#comments</comments><description>Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money.
Health savings accounts (HSAs) and flexible spending accounts (...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=484&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Flexible%2bSpending%2bAccount">Flexible Spending Account</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/health%2bsavings%2baccount">health savings account</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/consumer%2bdriven%2bhealth%2bplans">consumer driven health plans</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/PPO">PPO</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item><item><title>What Is an HMO?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo</link><pubDate>Mon, 09 Feb 2026 21:28:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a551096c-d50d-4ba7-8bb4-927b5e07437b</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1324</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/que-es-una-cobertura-hmo"&gt;&lt;/a&gt;An HMO &amp;mdash; or health maintenance organization &amp;mdash;&amp;nbsp;can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use.
An HMO health plan offers...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-hmo"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1324&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/HMO">HMO</category></item><item><title>How to Find In-Network Providers</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/save-time-money</link><pubDate>Mon, 09 Feb 2026 20:42:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:5820bf6d-1044-46d8-a442-05deacf859ad</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1018</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/save-time-money#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/ahorra-tiempo-y-dinero"&gt;&lt;/a&gt;There&amp;rsquo;s a lot to think about when deciding where to get health care &amp;ndash; cost, networks, location and more.
Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your&amp;nbsp;&lt;a title="online member account" href="https://mybam.bcbsnm.com/?utm_source=connect&amp;amp;utm_medium=internal&amp;amp;utm_campaign=connect_bam"&gt;online m...&lt;/a&gt;(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/save-time-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1018&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders">Network Providers</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Participating%2bProviders">Participating Providers</category></item><item><title>Know Where to Go When Minutes Count, or Anytime</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/because-your-health-counts</link><pubDate>Mon, 09 Feb 2026 14:21:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:c80043e1-4fec-4a02-bd75-585c022e3ff7</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=673</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/because-your-health-counts#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/tu-salud-es-prioridad" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/tu-salud-es-prioridad"&gt;&lt;/a&gt;It&amp;rsquo;s important to know where to go when you need care.
Sometimes the choice is clear. If you&amp;rsquo;re having signs of a heart attack or stroke, it&amp;rsquo;s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/because-your-health-counts"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=673&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/In_2D00_Network">In-Network</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Where%2bYou%2bGo%2bMatters">Where You Go Matters</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Emergency%2bCare">Emergency Care</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor">Find a Doctor</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/SmartER%2bCare">SmartER Care</category></item><item><title>What’s In Your Benefit Book?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/whats-in-your-benefit-book</link><pubDate>Mon, 09 Feb 2026 14:10:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:42d36d82-0956-4aa9-966c-086fae14ac4d</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1409</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/whats-in-your-benefit-book#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/tu-certificado-de-beneficios-y-servicios-medicos" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/tu-certificado-de-beneficios-y-servicios-medicos"&gt;&lt;/a&gt;This article is intended for members enrolled in an individual health insurance plan.
In some of the emails, letters and other communications you get from us, you may notice the phrase, &amp;ldquo;See your Benefit Book for details.&amp;rdquo; That&amp;rsquo;s be...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/whats-in-your-benefit-book"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1409&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/BAM">BAM</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Individual%2band%2bFamily%2bCoverage">Individual and Family Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Communication%2bPreferences">Communication Preferences</category></item></channel></rss>