<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbsnm.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Blogs</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog</link><description>Get your New Mexico health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><lastBuildDate>Thu, 30 Jul 2026 15:01:00 GMT</lastBuildDate><atom:link rel="self" type="application/rss+xml" href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog" /><item><title>Is My Prescription a Pharmacy or Medical Benefit?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/pharmacy-benefit-vs-medical-benefit</link><pubDate>Thu, 30 Jul 2026 15:01:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:49e57fd7-5ec3-4fa1-b674-138c67b5e493</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1376</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/pharmacy-benefit-vs-medical-benefit#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/cobertura-para-medicamentos-o-cobertura-medica"&gt;&lt;/a&gt;It&amp;rsquo;s no secret that prescription drugs can be pricey. One of the best ways to save on the drugs you are prescribed is to make sure you understand how your health plan benefits work.
A good place to start is to answer this question: Is my prescr...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/pharmacy-benefit-vs-medical-benefit"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1376&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/In_2D00_Network">In-Network</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Pharmacy">Pharmacy</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Generic%2bdrugs">Generic drugs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Pharmacy%2bBenefits">Pharmacy Benefits</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Drug%2bList">Drug List</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescription%2bDrugs">Prescription Drugs</category></item><item><title>Insurance Basics: Out-of-Pocket Maximum</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-out-of-pocket-maximum</link><pubDate>Thu, 30 Jul 2026 12:48:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:38e05040-7df9-4f52-9d51-2a2e826f0aef</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=272</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-out-of-pocket-maximum#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/gasto-de-bolsillo" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/gasto-de-bolsillo"&gt;&lt;/a&gt;We know health care terms can be confusing. One you&amp;rsquo;re sure to run across is &amp;ldquo;out-of-pocket maximum.&amp;rdquo; What does it mean? How does it affect you and your family? How does it influence your choice of health plan?
You share the cost of...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/what-is-an-out-of-pocket-maximum"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=272&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Out_2D00_of_2D00_pocket%2bcosts">Out-of-pocket costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bBills">Medical Bills</category></item><item><title>Plan Year Ending Soon? Make the Most of It</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/make-most-of-plan-year-end</link><pubDate>Thu, 30 Jul 2026 10:18:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:51166f0e-98cb-4781-842a-5fed9567e024</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=980</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/make-most-of-plan-year-end#comments</comments><description>If you&amp;rsquo;re the kind of person who needs a deadline to get things done, there may be a big one just around the corner. If your health plan year is ending soon, it&amp;rsquo;s a good time to review your health benefits.
Doing so could be a boost to yo...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/make-most-of-plan-year-end"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=980&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Deductible">Deductible</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/My%2bCoverage%2bExplained">My Coverage Explained</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/BAM">BAM</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>What Is Coordination of Benefits?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/coordination-of-benefits</link><pubDate>Tue, 28 Jul 2026 09:13:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:cf1d518a-3f90-4510-99f3-5dda8d93d602</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1170</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/coordination-of-benefits#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/coordinacion-de-beneficios"&gt;&lt;/a&gt;
When you need care and are on two different health insurance plans, your insurers will coordinate your benefits (COB). This helps you get maximum coverage when you need it.
If you&amp;rsquo;re covered by two different health plans, your provider may fil...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/coordination-of-benefits"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1170&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims">Medical Claims</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Customer%2bService">Customer Service</category></item><item><title>5 Reasons a Claim May Be Denied</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/reasons-claim-denied</link><pubDate>Thu, 16 Jul 2026 10:22:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:181b5219-33f4-4e72-8b05-18933318fff0</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1089</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/reasons-claim-denied#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/motivos-rechazarse-reclamacion" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/motivos-rechazarse-reclamacion"&gt;&lt;/a&gt;
Believe it or not, there are only a handful of reasons that may lead to a health care service not getting approved or a claim not being paid.
They fall into these five buckets.
The claim has errors.&amp;nbsp;Minor data errors are the most common culprit...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/reasons-claim-denied"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1089&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims">Medical Claims</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Appeals">Appeals</category></item><item><title>What to Do if Your Claim Is Not Approved</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/claim-not-approved</link><pubDate>Thu, 16 Jul 2026 09:33:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:917a6257-40f5-4866-912d-807b13f67770</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1088</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/claim-not-approved#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/reclamo-no-aprobado" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/reclamo-no-aprobado"&gt;&lt;/a&gt;
Nurse care manager Lenzy Mixon got a call from a member about a large bill he received for a stay at a skilled nursing facility.
He checked with his doctor, who assured him the stay had been pre-approved by his health plan. His next call was to us. ...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/claim-not-approved"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1088&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bClaims">Medical Claims</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Appeals">Appeals</category></item><item><title>HIPAA: What More Do You Need to Know?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/hipaa-what-more-do-you-need-to-know</link><pubDate>Wed, 08 Jul 2026 14:06:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:81418a50-ff1f-4053-a2f2-d02fc8b4ea37</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=461</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/hipaa-what-more-do-you-need-to-know#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/necesitas-saber-hipaa" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/necesitas-saber-hipaa"&gt;&lt;/a&gt;
When you go to a doctor, dentist or eye doctor, you are asked to sign that you&amp;rsquo;ve seen their privacy statement. What does that mean?
Thanks to the Health Insurance Portability and Accountability Act (&lt;a title="HIPAA" href="https://www.hhs.gov/hipaa/for-individuals/index.html" rel="noopener noreferrer" target="_blank"&gt;HIPAA&lt;/a&gt;), &amp;nbsp;you are reminded at each visi...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/hipaa-what-more-do-you-need-to-know"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=461&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Standard%2bAuthorization">Standard Authorization</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/HIPAA">HIPAA</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/PHI">PHI</category></item><item><title>Staying In-Network Can Help Cut Costs</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/in-network-health-care</link><pubDate>Wed, 08 Jul 2026 13:54:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:8aa2f64d-c896-4c5f-9c01-a0d8e85689c3</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=879</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/in-network-health-care#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/servicios-medicos-de-la-red"&gt;&lt;/a&gt;When you shop, you probably keep an eye on costs. You want to buy the things you need at a fair price. What about when you&amp;rsquo;re shopping for health care? Using providers in your health plan&amp;rsquo;s network can help you save money.
A network inclu...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/in-network-health-care"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=879&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Network%2bProviders">Network Providers</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/In_2D00_Network">In-Network</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>Keep Health Issues in Check with Telehealth Visits</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/virtual-visits-annual-exams</link><pubDate>Wed, 08 Jul 2026 09:15:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:930ff895-97ad-456a-aa6d-eb1e157c0193</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1106</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/virtual-visits-annual-exams#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/consultas-virtuales-examenes-anuales" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/consultas-virtuales-examenes-anuales"&gt;&lt;/a&gt;
Does your health plan offer telehealth visits with doctors in your plan&amp;rsquo;s network? Now&amp;#39;s a good time to check. It may be just what you need to stay on top of your health.
During the pandemic, more health care facilities turned to telehealth vi...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/virtual-visits-annual-exams"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1106&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Telehealth">Telehealth</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Virtual%2bVisits">Virtual Visits</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Annual%2bExam">Annual Exam</category></item><item><title>Get Fit and Save in August</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/fitness-program-waived-enrollment</link><pubDate>Mon, 06 Jul 2026 08:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b01569f0-7f37-4f83-87b1-93ae4478f9a6</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>1</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1020</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/fitness-program-waived-enrollment#comments</comments><description>Well onTarget, the Fitness Program and Blue PointsSM are not available to all members. Check your online account information&amp;nbsp;or ask your benefits administrator to see if you have these benefits.
If you&amp;rsquo;re looking to stay in shape, or get b...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/fitness-program-waived-enrollment"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1020&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Exercise">Exercise</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Well%2bonTarget">Well onTarget</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Fitness%2bProgram">Fitness Program</category></item><item><title>Having Trouble Setting Up Your Premium Payments?</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/trouble-premium-payment</link><pubDate>Mon, 29 Jun 2026 16:50:22 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6442095f-fd23-4c99-9e61-d2b3906ffcc7</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1537</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/trouble-premium-payment#comments</comments><description>We encourage members to make payments by electronic funds transfer and to set up monthly premium payments using Auto Bill Pay electronic funds transfers.
When you&amp;rsquo;re first getting started, using electronic funds transfer helps us process your e...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/trouble-premium-payment"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1537&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Individual%2band%2bFamily%2bCoverage">Individual and Family Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Pay%2bPremium%2bPayments">Pay Premium Payments</category></item><item><title>Preventive Care or Medical Care? Learn the Difference</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/preventive-or-medical</link><pubDate>Tue, 09 Jun 2026 00:10:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:938662da-a50f-4830-a61f-ce443cbf6777</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>2</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1009</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/preventive-or-medical#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/atencion-preventiva-o-medica" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/atencion-preventiva-o-medica"&gt;&lt;/a&gt;
Many people may not know that there are two types of care you can receive when you go to the doctor &amp;mdash; preventive care and medical care. The type of care is different, and your costs may be different, too.
Medical Care vs. Preventive Care
Think...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/preventive-or-medical"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1009&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Preventive%2bCare">Preventive Care</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Medical%2bCare">Medical Care</category></item><item><title>Save Money on Health and Fitness Products with Blue365</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/blue365-time-to-save</link><pubDate>Mon, 08 Jun 2026 16:48:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:c59898fc-5fd7-4d25-9634-d8a7ba7dd0ce</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1043</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/blue365-time-to-save#comments</comments><description>&lt;a title="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/blue365-para-ahorrar" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/blue365-para-ahorrar"&gt;&lt;/a&gt;
If you&amp;rsquo;re looking for some great discounts on health-related products and services, check out the Blue365&amp;reg; program. It&amp;rsquo;s just one more advantage of being a Blue Cross and Blue Shield of New Mexico member.
You and your covered family ...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/blue365-time-to-save"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1043&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Discounts">Discounts</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue365">Blue365</category></item><item><title>Traveler’s Checklist: Protect Your Health While You Travel</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/travelers-checklist-protect-your-health-while-you-travel</link><pubDate>Thu, 21 May 2026 16:40:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:06760fdf-a495-4a8f-bfc9-4ba64dccebd2</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=259</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/travelers-checklist-protect-your-health-while-you-travel#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/protege-tu-salud-mientras-viajas"&gt;&lt;/a&gt;Vacation sounds good right about now. And whatever kind of vacation you like, there&amp;rsquo;s one thing that makes it go better &amp;ndash; planning.
Planning helps your road trip skip the bumps in the road. Planning helps you avoid turbulence, even once y...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/travelers-checklist-protect-your-health-while-you-travel"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=259&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/In_2D00_Network">In-Network</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Immunizations">Immunizations</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Traveling">Traveling</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/ID%2bcard">ID card</category></item><item><title>Find a Doctor Who's a Good Fit for You</title><link>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/good-fit-doctor</link><pubDate>Mon, 04 May 2026 19:00:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6c75c5e0-4937-4559-9b7e-5ae30bc73a5d</guid><dc:creator>BCBSNM Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/rsscomments?WeblogPostID=1006</wfw:commentRss><comments>https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/good-fit-doctor#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/encuentra-el-medico-adecuado" href="https://connect.bcbsnm.com/espanol/b/tucobertura/posts/encuentra-el-medico-adecuado"&gt;&lt;/a&gt;Sometimes you know it&amp;rsquo;s time for a change. But what if that change involves finding a new primary care doctor?
Maybe you&amp;rsquo;ve moved, and it&amp;rsquo;s a long drive to your current doctor. Perhaps you&amp;rsquo;ve had changes in your health or life...(&lt;a href="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/good-fit-doctor"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbsnm.com/aggbug?PostID=1006&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship">Doctor Patient Relationship</category><category domain="https://connect.bcbsnm.com/my-coverage-explained/b/weblog/archive/tags/Find%2ba%2bDoctor">Find a Doctor</category></item></channel></rss>