/my-coverage-explained/b/weblog/posts/pre-service-reviewStaying healthy is easier when you understand the ins and outs of your health care plan. Some types of care and treatment require approval before you get care. That is called prior authorization. With prior authorization, your doctors send informati.en-USTelligent Community 12https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/pre-service-reviewWed, 18 Jan 2023 07:49:05 GMT6e104328-2028-43b6-bb31-8401437dc51f:475a3956-9843-4604-8948-89f785fc2063Miserable with migraines0<p>Medically necessary ? &nbsp;I don&rsquo;t know how this happened that an insurance company has more power than my doctor regarding my treatment! &nbsp;Prior Authorization is a joke. &nbsp;It&rsquo;s a way for you to delay or stop my treatment. &nbsp;I have been on my migraine medication for four years and honestly it&rsquo;s the only reason I am still alive. &nbsp;Why would you deny a medication that is ON your formulary and instead, insist I take an antidepressant or anti-seizure medication instead of my migraine medication? &nbsp;Your response: &nbsp;you don&rsquo;t have more than 15 migraines a month, do you think maybe it was because I was on my medication? It is far less expensive to have me on my meds than to continually go to the ER, where I would hit &nbsp;my deductible pretty fast &nbsp;then you have to cover everything for the rest of the year? &nbsp;It&rsquo;s not like you are paying for my medication because of the savings card! &nbsp;Insurance in this country needs to change. &nbsp;Only my doctor should be in charge of my treatment. &nbsp;Stop playing with my life!&nbsp;</p><img src="https://connect.bcbsnm.com/aggbug?PostID=995&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">https://connect.bcbsnm.com/my-coverage-explained/b/weblog/posts/pre-service-reviewWed, 09 Mar 2022 15:00:55 GMT6e104328-2028-43b6-bb31-8401437dc51f:475a3956-9843-4604-8948-89f785fc2063ANNHAMMOND21<p>can someone tell me if I am covered while traveling abroad for a covid emergency?</p><img src="https://connect.bcbsnm.com/aggbug?PostID=995&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">