Open Enrollment: Choose Your Plan

The open enrollment period can be confusing. Premiums. Deductibles. Coinsurance. Networks. We can help.

Here are three important steps to help you prepare for this year’s open enrollment for health insurance coverage.

Step 1: Make Note of the Deadline

Mark Dec. 15 on your calendar and set a reminder on your phone. This is the deadline for coverage that will begin Jan. 1. If you miss the deadline, you can still get coverage through Jan. 15; but your coverage will not start until Feb. 1.

Step 2: Gather Your Personal Information

Before you begin, you may want to have some personal information handy:

Step 3: Find Out If You Qualify for Help to Pay Health Insurance Costs

Do you know that you may be able to get help paying for health care coverage? Depending on how big your family is and how much you earn, you may qualify for a subsidy, also known as an advance.

Special Enrollment

Find out if you have a qualifying event for a BCBSNM Individual health plan for yourself or your family.

Find Out More

There are three main options to learn more about coverage from Blue Cross and Blue Shield of New Mexico (BCBSNM):

1. Call us directly at 888-809-1136. Licensed sales agents will work with you to determine the plan that fits your needs.

2. Visit bcbsnm.com. You can view all plans available.

3. Contact an independent, authorized BCBSNM agent. This is another method of talking directly to someone to help you find a plan that meets your needs. If you need help finding an agent, go to our website at bcbsnm.com. Scroll down the page until you see Choose Your Health Plan, and under Agent, click "Request an agent."

Original publish date: October 15, 2017;  Revised 2018-2022