Choosing Medical and Dental Insurance

Choosing Medical and Dental Insurance

Choosing Medical and Dental Insurance
1 minute read time

Regular medical and dental care is important for your total health. That’s why it’s good to have both kinds of insurance.

Many people buy medical coverage on their own. You may want to consider getting dental coverage as well as health care coverage.

What Does a Dental Plan Cover?

Have you signed up for a health plan through Blue Cross and Blue Shield of New Mexico, but not through your work? You may recall you can add dental coverage right there on the application.

Dental benefits for BCBSNM individual members who choose a dental plan may include savings on preventive checkups, cleanings and basic x-rays. You can also save on fillings, bridges, crowns and other dental work. Check coverage details to see about savings on dental services.

You make the most of your health care benefits when you use providers who are in network. The same is true for dental coverage. Try to use in-network dentists. Members can look up dentists who contract with BCBSNM in Provider Finder®. Log in to your online member account and click on Find Care.

Also be sure to check your plan for details about what is and isn’t covered. That's good to know whether you see a network dentist or one who is out of the network.

Did You Know?

Your health plan covers a routine eye exam and eyeglasses for children. Check “Find Care” for in-network vision providers.

What’s the Deal with Discounts?

Don’t forget your BCBSNM membership may also offer dental, vision and hearing discounts through Blue365SM. This health and wellness discount program for members gives you lots of chances to save big.

Blue365 is a discount program only for members of BCBSNM. This is NOT insurance. Some of the services offered through this program may be covered under your health plan. Please check your Benefit Book or call the Customer Service number on your member ID card for specific benefit facts. Use of Blue365 does not change your monthly payment, nor do costs of the services or products count toward any maximums and/or plan deductibles. Discounts are only given through vendors who take part in this program. BCBSNM does not guarantee or make any claims or recommendations about the program’s services or products. You may want to talk to your doctor before using these services and products. BCBSNM reserves the right to stop or change this program at any time without notice.