Having a health care procedure? You could earn cash with Member Rewards*

Having a health care procedure? You could earn cash with Member Rewards*

Having a health care procedure? You could earn cash with Member Rewards*

Did you know you can shop and compare costs for over 1,600 health care procedures online using our Provider Finder® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off. 

The price of health care services can differ by hundreds and sometimes thousands of dollars based on where you get them. And higher cost does not always mean better quality. By choosing a cost-effective option for your care, not only can you save money on your out-of-pocket costs, but you may earn a cash Member Reward. 

Take a look at these examples:

Medical Procedure

Provider A Cost

Provider B Cost

Cost Difference

MRI of the Brain




Knee Replacement




How Does Member Rewards Work?

There are no forms to fill out – it’s easy. Just follow these steps when a doctor suggests a medical procedure or service:

  1. Log into Blue Access for Members at BCBSNM.com
  2. Click the Doctors and Hospitals tab – then Find a Doctor or Hospital. Do your search to compare your choices and select a reward eligible location. 
  3. Have the procedure or service at the reward eligible location you chose.

Once the claim is paid, you will receive a check in the mail.

*To see if you have the Member Rewards program, call the number on the back of your BCBSNM member ID card.  Even if you don’t have Member Rewards – you can still cut your out-of-pocket costs by choosing a lower cost provider. 

The Member Rewards program is provided by Sapphire Digital, an independent company. Incentives available for select procedures only. Amounts you receive through Member Rewards may be taxable. BCBSNM does not provide tax advice, so please contact your HR or tax advisor for more information. Rewards may be delivered by check or an alternative form of payment. Members with coverage under Medicaid or Medicare are not eligible to receive incentive rewards under the Member Rewards program.
Blue Cross and Blue Shield of New Mexico makes no endorsement, representation or warranty regarding Sapphire Digital’s administration of the Member Rewards program. Information received through the Member Rewards program is not meant to replace advice of a health care professional, and decisions regarding course and place of treatment remain with the member and his or her health care provider. Eligibility for rewards is subject to terms and conditions of the Member Rewards program

Originally published March 5, 2019

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