Get News & Updates Directly To Your Inbox
Download the BCBSNM App. Your coverage information in the palm of your hand.
Find A Doctor Or Hospital In Your Network.
Hello and welcome! Understanding how your health insurance works can be confusing. Throughout the series please feel free to engage us with your questions, comments and concerns. We hope that engaging in this fun series will leave you empowered to use your health insurance wisely and feel satisfied with the amount of coverage you get for the payments you make every month. We’ll show you how if you have a higher cost every month upfront, you may get more coverage when you need it. On the flip side, if you choose a less expensive plan upfront, you’ll pay more out of pocket if you get hurt or sick. We want you to know why it works that way.
In this “Cost of Care” series, we will be discussing the cost of health care in pieces, and breaking them down so it’s easier for you to understand. We hope that talking about where your monthly payment goes will help you to understand and be more comfortable with the cost of care. We want you to be happy with the service you receive from us here at Blue Cross and Blue Shield of New Mexico, and we are dedicated to making sure that your coverage is transparent so you know where your health care dollar goes.
Maybe this information will even help to shape how you choose to buy your health insurance next year, or help you decide to start investing in your health this year. We want you to be safe and be covered so you have a better quality of life with the peace of mind that you will be taken care of if a major health incident happens in your life.
At the end of this series, you’ll see how the breakdown of your monthly payment works to cover your doctor’s appointments, hospital visits, prescription drugs, physical therapy, durable medical equipment like wheelchairs, medical tests and more. We encourage you to get every uncertainty on the table so you will feel more confident in the coverage you are receiving from us.
Next up, Where do My Payments Go?
A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association© Copyright 2020 Health Care Service Corporation. All Rights Reserved.
Telligent is an operating division of Verint Americas, Inc., an independent company that provides and hosts an online community platform for blogging and access to social media for Blue Cross and Blue Shield of New Mexico.
File is in portable document format (PDF). To view this file, you may need to install a PDF reader program. Most PDF readers are a free download. One option is Adobe® Reader® which has a built-in screen reader. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com.